Innovate without the existential risk of a rip-and-replace.

The approach · 01

Build the product. Underwrite it properly.

Configure new products on the low-code Product Builder — coverages, rating, forms and lifecycle events — then underwrite them in the UW Workbench, where agentic AI applies rules and enriches data before a submission ever reaches an underwriter. No engineering backlog, no Excel raters.

• Low-code product & rating configuration
• Agentic triage, rules & data enrichment
• New lines live in weeks, not years

The approach · 02

Middleware, not rip-and-replace.

Stere deploys as a middleware layer around the core you already run — no migration, no freeze on business as usual. Every quote, bind, endorsement and payment streams back to your policy core, finance systems and compliance tooling in real time, in whatever format they expect. And middleware is only one path: when you’re ready, Stere can also become your core outright.

• Zero migration, zero disruption to the core
• Real-time feeds to policy, finance & compliance systems
• Any format your systems of record require

The approach · 03

Then put it in front of every broker and distribution partner.

Every product is exposed over REST and GraphQL APIs the moment it’s live — and surfaced in a broker-facing Agent Portal for quoting and binding. Distribute through your own brokers, wholesalers and embedded partners, while every event writes back to your system of record in real time.

• REST & GraphQL APIs over your existing core
• Agent Portal for broker quoting & binding
• Real-time, bidirectional data sync

Case study

Six products live — without years of internal build.