Stere
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The Insurance PaaS

Stop building legacy integrations. Start scaling premium.

Stere is the Insurance PaaS. Build products in weeks, distribute them infinitely, enable agentic underwriting, and automate the work in between.

Trusted by the world's most demanding risk and compliance teams

+ many more

Dual-layer architecture

Two ways to deploy. One platform.

Start fresh on a modern core or extend the system you already run — the choice is yours, never ours. Adopt any combination of modules, on your terms, with no forced rip-and-replace. Complete freedom to scale your business and drive operational efficiency at your own pace.

Turnkey SaaS Core

A complete modern core, out of the box

Every tool, portal, and API for every lifecycle event — no assembly required.

Core Platform · Product config
Stere Core Platform — product configuration screen listing configured insurance products exposed over the Stere APIs
  • Quote, bind, issue workflows
  • Rating engine for any product
  • AI submission intake from day one
  • Native UW Workbench, Agent and Client portals
  • Policy admin, billing & claims (FNOL)
  • Multi-channel API distribution
  • Sub-30-day onboarding
Middleware PaaS

API-first middleware over your legacy core

Connect your system of record to the digital world and open new channels, products, and revenue — scaling your business without a costly rip-and-replace.

Distribution partners 4 channels
Stere includes REST & GraphQL APIs
Legacy system of record in sync
  • Wraps your existing core system
  • Feeds data back in real time
  • Zero rip-and-replace migration
  • Rate, quote, bind, issue workflows
  • Native UW Workbench, Agent and Client portals
  • Multi-channel API distribution
  • Launch new products in 4 weeks

The complete stack

A new era of insurance infrastructure — assembled your way.

The Underwriting Workbench, agent portal, and client portal extend the platform to every role in your operation. Each is adopted independently: deploy only the components your business requires, integrated natively with the core platform and delivered within the same timelines. No forced bundles, no long-term lock-in.

Adopt one, some, or all À la carte, never bundled-in Fully integrated with the core Same deployment timeframe Unified data and APIs Scales with your book
UW Workbench
Stere Underwriting Workbench submissions queue — accounts triaged by type, status, program and broker with risk-scoring pills

Underwriting Workbench

Enable agentic underwriting: submission triage, risk scoring, bind/issue, renewal management, and audit logs in one workspace — your experts freed from the busywork.

Agent portal
Stere agent portal commission center showing earned, YTD and projected commissions with a 12-month trend and by-program breakdown

Agent portal

A distribution surface for agents and brokers to quote, bind, and manage their book of business.

Client portal
Stere client portal overview showing a policyholder's active policies, annual premium and open claims

Client portal

A modern policyholder-facing home for policies, documents, and claims — the experience your customers expect.

Built on real APIs

A policy, bound in one call.

Strictly typed REST and GraphQL endpoints cover the entire lifecycle. Here's the raw response for a successful bind — returned in 214 ms.

  • Plain-text, machine-readable schemas — no SDK lock-in
  • Webhooks for every lifecycle event
  • Idempotent, versioned, agent-ready
POST /v2/policies/bind 200 OK · 214ms 
{
  "policy_id": "POL-8F3A-22K9",
  "status": "bound",
  "product": "commercial_property",
  "premium": { "amount": 4820.00, "currency": "USD" },
  "effective_date": "2026-08-01",
  "documents": ["certificate", "schedule"],
  "bound_at": "2026-07-22T15:31:04Z"
}

Solutions

Built for every player in the value chain.

The infrastructure for your next era of growth.

While competitors pour the better part of a year into legacy upgrades, Stere clients go live in a fraction of the time. See how a new product idea becomes a bound policy — before your next quarterly review.